you can send us your comments tweet them to us at fox friends first or e-mail them to us at foxfriendsfirst@foxnews.com. we will read some of those during the show. >> if the united states falls off the fiscal cliff taxes will go up. how do you ease the burden in the family finances? is a oo should this street line be considered offensive? a new push to remove men and work signs because women work, too. >> the fiscal cliff is looming. taxes may go up with it. even if the cliff doesn't happen, folks. joining us with her end of year checklist is personal finance expert vera givens. >> want to look at the various things that might be changing such as contributions. >> you want to look at the overall tax system. one thing you can do is make your charitable contributions. you have until the end of the year to do that. a look at whether it makes sense to prepay your local taxes and property taxes and take a look at your investments as well gains, losses, if there are stocks you want to sell you may want to consider doing that before the end of the year. >> any capital gains tax is 15 percent. tha